OpinionTransfer duties breaking SA’s property ladder:
The transfer duty system is punishing those trying to enter or move through the market
mg.co.za/thought-leader/opinion/2025-12-07-transfer-duties-breaking-sas-property-ladder/
Photo: mg.co.za · view article
Transfer Taxes Stall South Africa’s Property MarketImmediate transfer duty payments up to R100,000 block buyers and trap families, causing market stagnation and fewer transactions in 2025.
- Transfer duties impose significant upfront costs that many middle-class buyers cannot afford despite qualifying for home loans.
- Conveyancers must collect transfer duties immediately, leaving buyers unable to complete purchases without large cash reserves.
- This system discourages moving, leading homeowners to renovate instead and shrinking available housing supply in key areas.
- Revising thresholds and offering first-time buyer relief could stimulate sales, renovations, and overall market mobility.
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Sep 1, 2025 · Reading time: ~45 sec.
Summary created with AI assistance · Source: bbc.com
Summary created with AI assistance · Source: bbc.com
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