Long-term care reform explained: Disputes, costs, and next steps:
Long-term care insurance funds are under pressure; the CDU/CSU and SPD are arguing about the ...
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Coalition haggles over long-term-care reform before cabinet decisionLong-term-care funds could become insolvent from 2027 as the coalition continues negotiating funding and benefits.
Key FactsSep 29, 2026 · Reading time: ~45 sec.
Summary created with AI assistance · Source: rp-online.de
Summary created with AI assistance · Source: rp-online.de
- Before the planned cabinet decision, the Union and SPD continue negotiating details of the Long-Term Care Reorganization Act.
- Long-term-care insurance could become insolvent from 2027; the 2027 deficit is estimated at least eight billion euros.
- Draft plans could tighten care-grade criteria, delay rising subsidies, and initially increase residents’ out-of-pocket costs.
- The SPD seeks a cap with a proposed monthly limit of 1,500 euros and financial equalization between insurers.
In a financial equalization between private and social long-term care insurance, whatever form it takes, there are grave constitutional doubts.— Carsten Linnemann (CDU), Federal Minister of Health, in remarks to the Deutsche Presse-Agentur (dpa) during negotiations on the care reform.
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Key FactsSPD pushes for fundamental care overhaul
Sep 29, 2026 · Reading time: ~45 sec.
Summary created with AI assistance · Source: welt.de
Summary created with AI assistance · Source: welt.de
- Dagmar Schmidt backs Linnemann’s aim of bringing the reform to cabinet on Wednesday and calls for fundamental restructuring.
- The SPD demands a joint system or at least fair financial compensation between private and statutory long-term care insurance.
- CDU deputy leader Karl-Josef Laumann says there is no money for the SPD’s demands and warns of further contribution increases.
- PKV director Florian Reuther rejects the financial equalization and calls accessing policyholders’ reserves constitutionally impossible.
The piggy bank of privately insured people must not be slaughtered to bail out the finances of the social long-term care insurance.— Florian Reuther, Director of PKV, responding to SPD calls for a financial equalization between statutory and private long-term care insurance; quoted in the context of the care reform debate.
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Summary created with AI assistance · Source: n-tv.de
Summary created with AI assistance · Source: n-tv.de
- Health Minister Carsten Linnemann plans to bring the bill before the coalition cabinet next week.
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