Health insurance for students: What to consider and avoid:
Anyone enrolled at a state or recognized university must take out their own student health insurance ...
fr.de/verbraucher/krankenversicherung-fuer-studierende-ab-25-jahren-kostet-sie-mindestens-120-euro-im-monat-94466596.html
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Students Face Separate Health Insurance Costs From Age 25Annual premiums can differ by several hundred euros between health insurers, making comparisons relevant.
- Students at state or recognized universities remain covered by statutory-insured parents until 25; student insurance is then compulsory.
- The base amount is 87.38 euros; insurer-specific surcharges and long-term-care contributions bring the total to at least 120 euros monthly.
- Within the EU, agreements provide local-equivalent benefits, but repatriation remains uncovered; outside Europe, consumer advisers recommend private policies.
- Family liability insurance generally continues during vocational training until 25; consumer advisers recommend individual cover if parents have none.
During a break between finishing school and starting your studies, insurance coverage can be lost for a trip abroad lasting several months.— Verbraucherzentrale
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insurance that covers the whole or a part of the risk of a person incurring medical and healthcare expenses
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