“The house is on fire”: Care costs continue to rise:
Caring for people in need of care is becoming more and more expensive. Long-term care insurance is causing ...
giessener-allgemeine.de/politik/huette-brennt-pflege-ausgaben-steigen-weiter-zr-94191796.html
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Care Insurance Faces Growing Financial CrisisIn 2025, care insurance barely broke even, but a deficit of nearly €5 billion is expected by 2027 without reforms.
Key FactsMar 1, 2026 · Reading time: ~45 sec.
Summary created with AI assistance · Source: giessener-allgemeine.de
Summary created with AI assistance · Source: giessener-allgemeine.de
- Care insurance ended 2025 with a marginal surplus of €10 million, only due to a €500 million federal loan.
- For 2026, a projected €400 million surplus masks an actual deficit of €2.8 billion when excluding a planned €3.2 billion loan.
- Expenditures will rise to €79 billion in 2026, exceeding contribution revenues which are expected to reach €75.3 billion, creating a funding gap.
- Health Minister Nina Warken aims for a major reform by year-end, but Chancellor Merz insists that further discussions are necessary given ongoing challenges.
The long-term care insurance is burning.— Oliver Blatt, head of the GKV-Spitzenverband, told the German Press Agency (dpa)
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